I find that many buyers are looking for a home and have not taken the time to speak with a bond originator or bank to get themselves pre-qualified. The bond originators offer this service free of charge and eliminates the stress of going from bank to bank to make appointments with their respective consultants. The Bond Originators are also able to conduct a credit check with your permission. This gives you a great deal of confidence in so far as the price range in which you need to be viewing properties. As well as the fact that the time period from having your offer accepted to getting your bond approved is decreased substantially. There is nothing worst than having your dream home snatched from under your nose because your finances were not approved in time!!